Title Here: TOMA Abstract
Read the title of that book you're currently devouring.
Amazing how it totally captures the spirit of the story while subtly hinting at impending plot twists and tumbles, right? One could even argue that a book's title is it's success.
And yet, in reading it, you don't see the painstaking, mind-bending calculation and creative juice poured into its creation.
This is TOMA Title Insurance.
We provide industry leading title service to secure your real estate transaction and the time, effort and resource you've invested in it. And the astounding amount research, care, and dilligence that goes into our title process- well, its there, behind the smiling eyes of your trained representative.
What started in 2004 as a small home based title agency sales office has since exploded into a full fledged, piston-pumping title operation run as an in-house parallel sister company to TOMA's Real Estate Brokerage Firm. Spurned from the volatile embers of the 2008 real estate hiccup, TOMA Title flourished beyond all projections. We moved into The Nine Ten Building; TOMA's very first in-house development and construction undertaking. The 10,000 square foot business center would soon become home to the already vast and ever expanding TOMA umbrella of companies. It was the advent of the full control TOMA today exercises over its realty and title transaction flow.
So What Is Title Insurance?: The Grapefruit Parable
You’re in the marketplace, checking out the fruit stand’s vast array of ruby red grapefruits. You pick up a particularly juicy and plump one- Yes. This is the perfect one.
You tap it, roll it around the floor, toss it up and down a few times- ripe! Finally, your tedious search is complete!
Joining the snaking line of eager shoppers awaiting their turn to pay for their produce, you are tired but happy.
With the person ahead receiving their appropriate change, it’s finally your turn! You hand over the treasure, and pay- Pricey, no doubt, but so worth it.
Suddenly, there’s a bustle; a man hurriedly runs up to you, shouting “STOP!”
You’re confused and embarrassed. “That’s my grapefruit!” the man accuses.
“Y…YOUR grapefruit!?” you stammer, dazed. “But…I just bought it from this shop here! Even ask the shopkeeper! He-!”
“That ‘shopkeeper’ never owned the fruit. It was mine the whole time….” Seeing your hurt reaction, the man continues a bit more softly, “I’m sorry for the mix-up. There’s nothing I can do…”
And that is that.
You watch him fade away with your precious purchase.
The fruit of your labor, ripped away from under you.
How does one protect against such unexpected circumstances?
Enter TOMA Title.
TOMA Title: The Abstract, Concretized
Title Insurance is a critical measure of homebuyer protection.
It insures the 'title', or deed which attests to one's ownership of a real estate property, against potential pecuniary liability from deficiencies that may arise or have been overlooked. It essentially guards an owner's monetary investment in a property against loss due to defects, liens or other matters that would deem a title void.
TOMA has perfected the title process with its clarity and thorough understanding of the complex legalities surrounding its various transactions and procedures. Through our “Own the File” system, your transaction is handled by licensed title professionals from the moment it is received all the way through closing. Your TOMA representative is intimately familiar with all aspects of your transaction and has an up to the minute status of your particular file.
Once the closing has been completed our post-closing department and quality control professionals review your file to confirm the correct input of all your transaction details as well as follow-up on critical recordings and releases that secure your purchase.
But what we pride ourselves most in is our championing of the service dedication and integrity side of title- something of a rarity in the broader insurance marketplace. We provide unmatched customer service, ever committed to the client’s needs.